You employ a gardener and a car-washer. You have made some financial errors and now find yourself in a situation where you need to cut expenses. Recognising that these services represent avoidable costs, you have made the tough decision to end their employment. While the financial impact of this decision might seem minor from your perspective, it has significant implications for the individuals involved. The loss of a job is a considerable setback for them, forcing them to cut expenses. They now face challenges in covering essential expenses such as food, medicine, and clothing. A few financial missteps that could’ve been avoided through better financial knowledge have led to a cascading effect hurting other families who were already living a tough life.